HDFC ERGO : Buy Travel Insurance Online

Name of the Organization : HDFC ERGO General Insurance Company Ltd (hdfcergo.com)
Type of Facility : Buy Travel Insurance Online
Location : Chennai

Website : http://www.hdfcergo.com/#

Travel Insurance :
We put a lot into planning the perfect vacation abroad. However, to make sure that our vacation is a complete success, travel insurance is an absolute necessity. Your trip abroad should be without hassles and worries, and a comprehensive travel insurance policy provides you with the same. Whether you lose your baggage or passport, or even need some medical support on your trip, overseas travel insurance will make sure you get what you need. Go on your vacation without any worries in the back of your mind, buy a travel insurance policy.

HDFC ERGO Travel Insurance :
With HDFC ERGO Travel Insurance, enables you to explore and enjoy new destinations with heartiness. With its wide range of travel insurance plans that encompasses both business and leisure travel, we always have a plan that will best suit your travelling purpose and that too at a cost that is soft on your budget. So, be rest assured and enjoy your travelling abroad without worries.

Key Highlights :
Entry Age :
Single Trip : 6 months to 70 years
Annual Multi Trip : 18 years to 70 years
Single Trip Asia Excluding Japan : 6 months to 70 years

Family Floater :
Self : Upto the age of 60 yrs
Spouse : Upto the age of 60 yrs
Child : Max 2 from 3 months upto the age of 21 yrs

Note :
Rest assured on our international travel assistance provider on call 24*7
Optimum coverage at low costs
Online purchase option available

Features :
General covers available across all our plans are as follows

Emergency Medical Expenses :
Covers medical costs incurred due to illness or accident including medically necessary and prescribed emergency evacuation. It covers outpatient, in-patient, medical aid, therapies and diagnostic tests as described in the policy schedule

Emergency Medical Evacuation :
Evacuation to the home country is covered up to the medical sum insured chosen

Repatriation of remains :
Covers the funeral expenses or expenses of repatriating the remains back to India, in case of death of the insured overseas

Emergency Dental Expenses :
Covers acute anesthetic treatment of natural teeth

Hospital Cash :
Pays a daily allowance as stated in the policy schedule in the event of hospitalization either due to sickness or accidents

Accidental Death and Permanent Total Disability Common Carrier :
The company will pay the sum insured specified in the schedule in addition to the sum insured specified under the Personal Accident section, if the insured sustains Accidental Bodily Injury during the course of the journey while travelling in a common carrier such as rail, bus, tram, or aircraft; and such bodily injury results in death or permanent total disability

Personal accident :
Compensation paid in case of death or permanent total disability caused due to an accident

Flight delay :
Compensation if the aircraft is delayed for more than 12 hours than the original scheduled departure time

Loss of Passport :
Expenses incurred in obtaining a fresh or new passport

Loss of Checked Baggage :
Compensation for the permanent loss of checked-in baggage

Delay of Checked Baggage :
Compensation for reasonable expenses incurred for the purchase of toiletries, clothing and medication due to delay of checked-in baggage for more than 12 hours

Personal Liability :
Compensation of damages to be paid to a third party, resulting from death, injury or damage to health or property caused involuntarily by the insured

Financial Emergency Assistance :
Insurance cover is provided in the event of the Insured Person getting into a financial emergency due to theft, pilferage, robbery or dacoity of his/her travel funds. A fixed sum is paid as emergency assistance up to the limits specified under the Policy

Hotel Accomodation :
Pays for the cost of hotel accomodation, if the Insured Person sustains Bodily Injury or Sickness which directly and independently of all other causes results in a hospital stay as an in-patient and misses his/her flight back to the country of residence

Hijack Distress Allowance :
Insurance cover is provided in the event of the hijack of the air or sea common carrier in which the Insured Person is traveling whilst on the trip abroad during the Period of Insurance. An allowance will be paid for each day of the hijack up to the limits specified under the Policy

Exclusions :
The company shall not be liable to pay any benefit to the Insured caused due to :
** Civil War or Foreign War
** Terrorism
** Self Inflicted Injury, Suicide
** Non adherence to medical advice
** Under influence of Liquor, Drugs or Narcotics (Unless advised/administered by a physician)
** Participation in any Sport as a Professional Player
** Participation in any Criminal Act
** AIDS or HIV
** Treatment of Nervous and Mental Problems
** Participating in hazardous sports like parachuting, hang gliding, bungee jumping etc.

Note :
*Please note these are illustrative exclusions. For a detailed list, kindly refer the policy wordings.
*This content is descriptive only. Actual coverage is subject to language policy issued.

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Contact us :
HDFC ERGO General Insurance Co.Ltd.
6th floor, MBC Tower, Old No.90,
New No.199, Luz Church Road,
Mylapore, Chennai – 600 004
Tamil Nadu, India