Andhra Bank : Interbank Mobile Payment Service

Name of the Organaisation : Andhra Bank (andhrabank.in)
Type of Facility : Interbank Mobile Payment Service
Home Page : http://andhrabank.in

Andhra Bank Related Content:
Public Provident Fund Scheme: https://www.indianjobtalks.in/24188.html
Block Lost/ Stolen Credit Card: https://www.indianjobtalks.in/13562.html
Payment of Tax through ATM: https://www.indianjobtalks.in/4141.html
Get Account Balance by SMS: https://www.indianjobtalks.in/14250.html
Mobile Banking Services: https://www.indianjobtalks.in/3440.html

Interbank Mobile Payment Service :
Key Features of IMPS :
** Instant InterBank Fund Transfer
** Send money to anyone using their mobile number
** Recipient gets instant credit
** Receive money instantly from anyone without sharing your account number
** Available 24X7X365
** Absolutely free of cost
** Confirmation of Debits & Credits
** Time & Cost saving
** Simple & easy to use
** Safe & Secure

How to register :
** Customer should visit any Andhra Bank ATM for registration for mPAY Mobile Banking. On successful registration, customer will receive mPin and Application Password on the ATM slip.
** The Customer whose mobile is having GPRS and Java, can download the mobile banking application by clicking the URL link in the SMS message http://mobile.fssnet.co.in/MPAYPORTAL/.
** The Mobile Banking application will be saved in his/her Mobile. The customer can enjoy various functionalities of mobile banking including internal and external fund transfer (IMPS) facility.
** Customers, whose hand sets are not Java / GPRS enabled, can also avail of Mobile Banking thru SMS or USSD (Unstructured Supplementary Service Data).

How to generate MMID :
Using application: Customer mobile number should be registered with bank for Mobile Banking Application and MMID can be generated by using m-PAY application under Fund Transferà Other BankàIMPSàGenerate MMID.
Using SMS Tags: Customer mobile number should be registered with the bank for SMS alerts. For getting MMID, customer should send the keyword MMID by SMS to 9223173924. Customer will get separate MMID for each account number linked to his / her debit card. This MMID is required for receiving funds thru Mobile Banking.

How to transfer the funds using IMPS :
Using application: Customer can transfer funds (within Andhra Bank and to other banks also) using the option Fund Transfer à Other BankàIMPSàQuick IMPS.
Using SMS Tags: Customer mobile number should be registered with the bank for Mobile Banking and should have the MMID for transferring funds. Customer can transfer funds by SMS.

Syntax: IMPS<Space><Beneficiary Mobile Number><Space><Beneficiary MMID><Space><Amount><Space><MPIN>
Where <Space> Stands for one Space only Example :Suppose you wish to send Rs.100.00 to a person whose MMID is 9011123 and his mobile number is 9709095696 and your mPIN is 4444, send the following as text message (SMS) from your mobile to 9223173924: IMPS 9709095696 9011123 100 4444 Funds transfer limits and others
The daily funds transfer limit for customers using mobile banking application is Rs 50,000/- and for others who are using SMS facility is Rs 5,000/-. The SMS and GPRS charges for using the service of the mobile phone will apply as per the tariff applicable to the plan availed by the customer from service provider.

How to transfer the funds using IMPS (P2A) – Person to Account Number :
Using application: Customer can transfer funds (within Andhra Bank and to other banks also) using the option Immediate Payment Services(IMPS) à To Account Number Fund Transfer à Quick IMPS
** Enter Beneficiary Account No
** Beneficiary IFSC Code
** Amount
** Remarks
Using SMS Tags: Customer can also initiate IMPS through P2A mode using the below SMS tag
Syntax :
IMPS<Space><Beneficiary Account Number><Space><Beneficiary IFSC Code> <Space><Beneficiary Account type><Space><Amount><Space><MPIN> <Remarks>
Where <Space> Stands for one Space only

Account Types :
1. Saving Account
2. Current Account
3. Overdraft
4. Cash Credit
5. Loan Account
6. Card to Card Payment txn

Any queries about IMPS get here : http://andhrabank.in/english/IMPS.aspx