TNHSP Chief Minister’s Comprehensive Health Insurance Scheme Tamilnadu

Name of the Organisation : Tamil Nadu Health Systems Project (tnhsp.org)
Type of Announcement : Chief Minister’s Comprehensive Health Insurance Scheme

http://www.cmchistn.com/
http://www.tnhsp.org/

Chief Minister’s Comprehensive Health Insurance Scheme (CMCHIS) :
** Empanelled Hospitals having grievances with regard to Chief Minister’s Comprehensive Health Insurance Scheme, Tamil Nadu can visit the Project Director at 3 pm every Monday at the DMS, Teynampet, Chennai . Any Enquiries / grievances contact: cmchis@uiic.co.in and tncmchis@gmail.com. Toll free number – 1800 425 3993.

** As per the Committee Decision 255 Package rates have been Re-Structured for the Respective Procedures – List of procedures / packages are updated at appropriate section

** In case of difficulty while accessing claims portal of CMCHIS please contact Toll Free Call Center 1800 425 3993 for further assistance the DMO can take EI No for providing Treatment Under the scheme or contact alternate phone numbers 7373004267,7373004981 and 7373004547

Eligibility :
Every member of a family whose annual family income is less than Rs.72,000/- as certified by Village Administrative Officer and such other person who may be declared to be eligible for coverage under the “Chief Minister’s Comprehensive Health Insurance Scheme” by the Government will be “Eligible Persons” under the Scheme.

“Family” includes the eligible member, and the members of his or her family as detailed below:
i. Legal spouse of the eligible person;
ii. Children of the eligible person till they get employed or married or attain the age of 25 years, whichever is earlier, and who are dependent on the eligible person;
iii. Dependent parents of the eligible person.

Provided that if any person, in any of the categories at (i), (ii) or (iii) above, finds place in the family ration card, then it shall be presumed that the person is member of the family, and no further confirmation would be required.

If any member of the family of an eligible person is eligible to have his/her name included in the family of an another eligible person, he/she would be eligible to have his/her name included in one health insurance identity card only and claim assistance under one card only.

Once the Children of the family head
gets employed or
married or
attains the age of 25 years, whichever is earlier should obtain fresh smart cards after establishing the eligibility with the proof of the coverage in the Family Ration Card and the Smart Card as well as the Income Certificate from the VAO.

The new enrolment and issue of cards will be through district kiosk established by the insurance company at the District Collectorate.

THE SCHEME :
This is a lofty Insurance Scheme launched by the Tamil Nadu State Government through the United India Insurance Company Ltd (a Public Sector Insurer headquartered at Chennai) to provide free medical and surgical treatment in Government and Private hospitals to the members of any family whose annual family income is less than Rs.72,000/- (as certified by the Village Administrative Officers) .The Scheme provides coverage for meeting all expenses relating to hospitalization of beneficiary as defined in the Scope of the Scheme.

BENEFITS :
The scheme seeks to provide cashless hospitalisation facility for certain specified ailments/ procedures. The scheme provides a coverage up to Rs.1,00,000/- per family per year on a floater basis for the ailments and procedures covered under the Annexure “C”.

For certain specified ailments and procedures of critical nature, which are listed under Annexure “D” in the Scheme, the overall limit is increased from Rs.1,00,000/- to Rs.1,50,000/-

There are 2 other covers other than the hospitalisation benefits under Annexure “C” & “D” available under the Scheme. They are a) Follow-up Treatment as listed under Annexure “E”& b) Additional Diagnostic procedures listed under Annexure “F”

AVAILING THE BENEFITS :
Free health camps / screening camps will be conducted by network hospitals as per the directions given by Project Director of Tamil Nadu Health Systems Society. Minimum of one camp per month per empanelled hospital will be held in the districts in each policy year. The persons who need treatment are identified in the Health camps. Such patients can approach the hospital in the network and follow the guidelines below:

A new Health Insurance identity card with biometrics is being issued to all those members who have been holding the smart cards in the earlier scheme. Till such time new cards are issued the public can use the earlier smart (Health) cards
This card should be shown at the Assistance Counter established at the empanelled hospital.
After due verification of the details and authenticating the identity of the patient by the Liaison Officer, the necessary Pre-authorisation request for cashless facility will be submitted by the DMO of the hospital.
The Project Office will approve the request on authentication of the identity and provided the procedure planned is within the Scheme

Even those patients who have the smart cards, though not identified through the Health Camps can also avail the benefit as above

HELPLINE :
A 24 hour Call Centre has been set up at CMCHISTN Project Office with sufficient manpower with toll free help line. The Toll Free Number is 1800 425 3993. The Toll Free Line is competent to answer the query in Tamil.

Project Office:
No 226, Om Shakti Towers,
Kilpauk Garden Road, Kilpauk,
CHENNAI – 600010, Tamil Nadu, India