SBI Card : Credit Card Balance Transfer Online

Name of the Organisation : SBI Cards Payment Services Pvt Ltd(sbicard.com)
Type of Facility : Book SBI Credit Card Balance Transfer Online
Location : Delhi

Website : http://www.sbicard.com/index.html

Balance Transfer :
Features :
SBI Card offers yet another interest saving option with ‘Balance Transfer’. Transfer all your high-rate credit card balances to SBI Card and save now! Enjoy the best deals on SBI Credit Card Balance Transfer:

Plans Available :
0% p.m. for 60 days
Processing Fee :
2% or Rs. 199 (whichever is higher)

Plans Available :
1.7% p.m. for 6 months
Processing Fee :
No processing fee

Transfer now and enjoy the following benefits :
** Save on high interest rates of other credit cards
** Enjoy low rates on SBI Card
** Simplify balances into one convenient payment by transferring all other card balances to SBI Card
** Convenience with Fast Balance Transfer

Note :
** Just 3 working days with Visa Credit Card Pay for all other Visa Cards
** Upto 7 working days for all other cards except Visa.

How to apply?
First time User :
1. Click here to Register for SBI Card Website.
2.Enter your SBI Card details
3.Your One Time Password will be sent to you instantly on your registered e mail id and Mobile number
4.Log in with your card no and One Time Password.
5.Create your user id and change default password
5.Click on book Balance Transfer on the left hand menu navigation
6.Fill in the Balance Transfer details and submit

Existing user :
1. Log On to SBI Card Online with your User Id and Password on the homepage
2. Click on book Balance Transfer in the left hand menu navigation.
3. Fill in the Balance Transfer details and submit

Click here for more details

Terms and Conditions :
** The “Low Interest Rate on Balance Transfer” offer from SBI Cards and Payment Services Private Limited (“SBICPSL”) is open to all residents of India holding a valid and current primary SBI Card with no overdue amount outstanding of more than 60 days.

** Balance Transfer (“BT”) amount ordered by the primary SBI Cardholder would be processed by SBICPSL subject to a minimum ordered amount of Rs 5,000 and a maximum ordered amount of 75% of the available credit limit assigned to the concerned primary SBI Card Account.

** This facility can be availed by a Cardholder for different tenures at different interest rates and accompanying charges like processing fee etc. as may be set forth by SBICPSL from time to time. By booking a BTof a particular tenure through appropriate medium, a Cardholder expressly consents to meet all his obligations thereto.

** In case the cardholder places a cancellation request within 45 days of the BT getting booked, then all fees and interest charged will be reversed. The charges will not be reversed once cheque issued to the cardholder has been cleared and resulted in a clear credit to the cardholder account. In case of a cancellation post 45 days the fees charged will not be reversible and all such fees shall stand forfeited by the Cardholders.

** It stipulated that BT processed through Visa Credit Card Pay cannot be reversed once the request has been processed and the amount has been credited to the other credit card issuing company by use of this facility. The cardholder using Visa Credit Card Pay facility accordingly confirms and agrees to this condition while opting for and choosing Visa Credit Card Pay facility for availing benefits under BT.

** The BT facility is not applicable and specifically excludes all additional SBI Cardholders and this facility and all benefits accruing thereof is made open to only the Primary SBI Cardholders as detailed above.

** BT request from a SBI Card account which has an overdue status or when the credit limit has been exceeded or is for an amount in excess of the outstanding balance on the other card will not be accepted by SBICPSL.

** It is stipulated herein that for availing benefits under the BT offer and availing of this facility resulting in advance of ordered sums of money, SBI Cardholder shall remain liable to SBICPSL till such time that the SBI Credit Cardholder has not paid back all the ordered sums of money including all applicable interest and charges including any penal interest that may be imposed in accordance to terms of this offer and applicable regulations in this regard. All financial liabilities of the cardholder under BT for the offer period as per Plans detailed hereinabove shall be reflected in the monthly statement of accounts issued to the cardholder and shall be conclusive evidence of settling all liabilities of the cardholder for this Offer.

** SBICPSL shall not be liable for any additional charges, overdue payments, interest or other related charges. on such SBI Credit card accounts.

Call today and book your Balance Transfer now – 39 02 02 02 or 1860 180 1290 ( if calling from BSNL/ MTNL lines) or SMS BT to 56767