Kerala Employment Self Job Schemes

Name of the Organisation : National Employment Service, Kerala
Type of Facility : Self Employment Schemes
Home Page : http://employmentkerala.gov.in/

Self Employment Schemes :
** In the present day scenario, placements in the Government sector is decreasing.
** Self-Employment promotion is the need of the hour.
** Necessary information is given to entrepreneurs visiting the Employment Exchanges regarding the various Self Employment Schemes implemented in the state like Nehru Rozgar Yojana, Kudumba Sree etc.
** Apart from these, there are three Self Employment Promotion Schemes implemented exclusively through the Employment Department.

They are :
1. KESRU (Kerala Self Employment Scheme for the Registered Unemployed)
2. MPSC/JC (Multi-Purpose Service Centers/Job clubs)
3. Saranya (Self-Employment Scheme for the Destitute Women)

** These Self Employment Programmes are implemented through the14 District Employment Exchanges
** Special Self-Employment Guidance Units are functioning in 2 District Employment Exchanges in the State, one at Kollam and the other at Idukki.

Highlights of Self Employment Schemes Implemented through Employment Department :
** High subsidy
** Less formalities
** No intermediaries
** Free EDP Training
** Departmental support
** Free service

KESRU Scheme :
Bank loan up to Rs. 1,00,000 is given for starting self-employment ventures to individuals, out of which 20% is re-imbursed as Government subsidy through Employment Department. The spouse or parents of the beneficiary will be the guarantor. Beneficiary contribution is not mandatory.
Eligibility :
All unemployed persons in the live Register of Employment Exchanges between the age limit 21 – 50 with annual family income not exceeding Rs.40,000/- and individual income below Rs.500/- per month are eligible.
Educational Qualification should suit the project selected. Preference will be given to those with professional or technical qualification and beneficiaries of unemployment dole scheme. Students are not eligible for applying under KESRU

MPJC SC Scheme :
Bank loan up to Rs. 10,00,000 is given for starting self-employment group ventures of 2 to 5 members, out of which 25% subject to maximum of Rs. 2,00,000/- is re-imbursed as Government subsidy through Employment Department. The scheme is incorporated with Credit Guarantee Scheme.
Eligibility :
All unemployed persons in the live Register of Employment Exchanges between the age limit 21 – 40 with relaxation in the upper age limit of three years to OBC applicants and 5 years to SC/ ST/PH applicants are eligible. The annual family income should not exceed Rs.50,000/-. Beneficiary contribution is 10%.
Educational Qualification should suit the project selected. Preference will be given to those with professional or technical qualification and beneficiaries of unemployment dole scheme.

Saranya Scheme :
Interest free bank loan of upto Rs. 50,000 is given for starting self-employment ventures, out of which 50% is re-imbursed as Government subsidy subject to a maximum of Rs. 25,000/- through Employment Department. Repayment will be in 60 equal monthly installments
Eligibility :
All unemployed widows, divorced, deserted, spinsters above the age of 30 and unwedded mothers of Scheduled Tribe in the live Register of Employment Exchanges between the age limit 18 - 55 except in the case of spinsters, are eligible.

Application Form : www.indianjobtalks.in/uploads/6514-saranya_form.doc

For more deatils get here : employmentkerala.gov.in/index…d=84&Itemid=52