bkky.gov.in Biju Krushak Kalyan Yojana Smart Card Application : Odisha Agriculture & Food Production Directorate

Name of the Organization : Directorate Of Agriculture & Food Production
Type of Facility : Biju Krushak Kalyan Yojana Smart Card Application
Location/ State: Odisha

Official Website : https://bkky.nic.in/

Biju Krushak Kalyan Yojana:
Odisha lives in its Villages and farmers are its backbone. They toil hard to feed the nation. They suffer in silence and when they are affected by ailments and diseases, pay heavy economic, social and emotional price. The most important and major cause of our farmers falling to poverty trap is the financial hazards and deprivation that health related expenses bring to them. Biju Krushak Kalyan Yojana is brought in as a tribute to the Farmers and their families to provide them health security. It is an earnest effort to provide them financial support through health and accident insurance as a part of the commitment of the welfare state. Rural Odisha houses 83% of the total population of the state. One of the major insecurities for rural populace and farmers is absence of health cover for such farmers and their family members. Insecurity relating to absence of health cover, heavy expenditure on medical care and hospitalization and recourse to inadequate and incompetent treatment is not only a social and psychological burden borne by these populace but there are significant economic costs resulting from loss of earning and progressive deterioration of health.Thus, with a view to providing health insurance cover to farmers in the Rural Odisha and their families, the Government of Odisha has announced the “Biju Krushak Kalyan Yojana”

Terms and Conditions of supply of FKO smartcards under “Biju Krushak Kalyan Yojana”:
1. Enclose a DD for Rs 50,000 in the name of “Director, Agriculture and Food Production, Odisha”, payable at Bhubaneswar, towards refundable EMD
2. The successful bidder must deposit Rs 1,00,000 as Security, which will be released on successful completion of the task, in addition to the EMI.
3. The successful bidder must visit all the 30 district HQs for customization of FKO cards.
4. The successful bidder must deploy six teams with kits simultaneously. However, the successful bidder is encouraged to deploy ten teams and kits, for better results.
5. The definition of ‘kit’ is same as in Biju Krishak Kalyan Yojana. Each kit should be able to print 150 cards per day.
6. Payments will be made on the basis of the database handed over to the Director, Agriculture and Food Production, from time to time.
7. Each payment will be for at least 1500 cards.
8. The customization should start on 12.8.13 and be completed on 27.8.13 without fail. Detailed plan will be worked out by the Director, Agriculture.

Symmetric Key Infrastructure for Biju Krushak Kalyan Yojana Card Applications:
BKKY has been launched by Gov. Of Odisha and implemented by Department of Agriculture and Food Production to provide Health Services to Orissa Farmers. The objective of BKKY is to provide protection to households from financial liabilities of hospitalization. Beneficiaries under BKKY are entitled to hospitalization coverage up to Rs. 1,00,000/- for most of the diseases that require hospitalization. The Smart Card Security requirements for the BKKY Cards are listed as under,
** The card must provide the mechanism for establishing the proof of identity of beneficiaries at field.
** The card shall provide a mechanism to verify the authenticity of card at field.
** The card must be secure against unauthorized card cloning.
** The card must securely store the application data for field transaction, such that it cannot be accessible/ tampered by unauthorized agencies.
** The System should provide the mechanism, so that only authorized agencies are able to perform the card data modification to complete the field transactions.

KMS software has following major activities related to Smart Card technology:
1. Smart Card MRZ Data Design and Standardization.
2. Development of KMS Software
3. Framing the broad specification for Symmetric Key Infrastructure.

The establishment of Symmetric Key Infrastructure (SKI) is the basic requirement for implementing Smart Card Security against fake duplication, illegal tampering of information and implementing the authority environment to carry out different functionalities on BKKY Card data. The implementation of SKI requires similar level of procedural and physical security as is the pre requisite for PKI based Digital Certification Authority (CA). Keeping this in view, this document deals in detail about Tiers of SKI implementation, Processes at various levels, Roles and responsibilities, Physical Security Infrastructure, Disaster Recovery, and Risk Factors

Below given is the summery in short about the SKI Framework and Key Management System:
1. Three Tier Structure of SKI.
2. KMS Life Cycle.
3. Parent Key Generation and Management.
4. Disaster Recovery of Parent Cards.
5. Generation of Master Key Cards and Issuance.
6. Personalization of Master Key cards at DKM.
7. Recharging of Master Key cards at DKM.
8. Downloading issuance details from Master Key card at DKM.
9. Issuance of BKKY Card.
10. Transactions with BKKY Card at Hospital.
11. BKKY Card issuance and updation at Kiosk.
12. Risk Factors Involved

Personalization of Master Key cards at DKM:
The term ‘personalize’ means putting the details of owner/user of the Master Key card inside the MRZ (machine readable zone) of the Card. All master key cards generated at SKGA will be received by DKM, who in turn will personalize these cards by earmarking the trusted agent’s/Field Key officer details who will be responsible for its usage and safe custody of these cards. They will also allocate unique authority ID for each FKO’s during personalization. The DKM cards issued by SKGA to each district nodal officer shall be used for performing this functionality at the site.

Recharging of Master Key cards at DKM:
During personalization the issuer cards (MIC & MKC) will be set for generation of limited number of BKKY cards. After this limit is exhausted, issuer cards will seize to issue further cards till they are recharged by DKM, using DKM card. The DKM cards issued by SKGA to each district nodal officer shall be used for performing this functionality at the site.

Downloading issuance details from Master Key Cards:
When the FKO issues a new BKKY card, it’s URN (Unique Relation Number) and the chip no. gets logged in the FKO’s MIC or MKC card. These details will be downloaded at the DKM office for settlement of insurance premium. This can be further used for various MIS purposes also.

Issuance of BKKY Card:
At each enrollment site, BKKY Cards will be generated with the help of MIC Cards.

The KMS Component shall perform following:
1. Shall verify the PIN/Password of FKO.
2. Shall verify the format of data and structure already written by the personalization software.
3. Shall perform the Unique Key Derivation for BKKY Card and inject the keys.
4. Shall log the BKKY card’s URN and Chip into the MIC Card.

At the end of the day or whenever the card gets exhausted the FKO(issuer), downloads the issued card details from his MIC card to the District Database, prints the date wise CSN/URN Numbers, signs the list and hands it over to the authorities.

Detailed Guidelines : https://www.indianjobtalks.in/uploads/42268-Guidelines.pdf