Name of the Organization : Women & Child Development Department (dwcdkar.gov.in/)
Type of Facility : Banangaladatha Bhagyalakshmi Scheme Online Enrollment
Location : Bangalore
Website : http://dwcdkar.gov.in/
Update Bhagylakshmi Scheme Application Details Online : https://www.indianjobtalks.in/18812.html
Bhagylakshmi Scheme :
Bhagyalakshmi scheme was launched during 2006-07 with an objective to promote the birth of girl children in below poverty line families and to raise the status of the girl child in the family in particular and society in general.
All girl children born in below poverty line families after 31.03.2006 are eligible to be enrolled as beneficiaries under the scheme which is allowed upto one year of the birth of the girl child on production of birth certificate. The benefits are restricted to two girl children in a BPL family.
The father or mother of the beneficiary girl child should have undergone terminal family planning method and the total number of children should not exceed three.
The beneficiaries will be registered after complete verification and an amount of Rs. 10,000/** is deposited in the name of each eligible beneficiary with the financial partner institution. When the girl attains the age of 18 years, the maturity amount together with the accruded interest i.e. an amount of Rs.34,751/** and if the second child in the same family in enrolled under the scheme, an amount of Rs. 40,918/** will be paid to the beneficiary. Interim benefits such as scholarship and insurance will be provided on full fillings the conditions specified in the scheme.
Maximum amount of Rs.25,000/-will be paid to girl child under Health insurance. An amount of Rs.42,500/** will be paid if insured parent expires. (natural/normal)and an amount of Rs.1.00 lakh will be paid if the death is due to accident.
Eligibility Criteria :
The birth of the child should be compulsorily registered. child should be
** Immunized as per the programme of the Health Department
** Enrolled in the Anganawadi Centre for a period from 6 months** 6 years.
** Take admission in a school recognized by the Education Department.
** Not become a child labour.
** Not marry until the age of 18 years.
The scheme is being implemented in collaboration with Life Insurance Corporation of India.
In order to be eligible for the maturity amount, it is compulsory that the beneficiary completes 8th standard and should not marry before she reaches 18 years of age. if the beneficiary marries before she attains 18 years of age or if beneficiary dies before completing 18 years, the amount will be forfeited.
The annual scholarship slab for each class is as given below :
1st standard to 3rd standard – Rs.300/-
4th standard – Rs.500/-
5th standard – Rs.600/-
6th standard to 7th standard – Rs.700/-
8th standard – Rs.800/-
9th standard to 10th standard – Rs.1000/-
The Bhagyalakshmi scheme was partly modified during august 2008 and is applicable to children born on or after 01-08-2008. under modified scheme, after enrolled and due verification by the Department an amount of Rs.19,300/** will be deposited with the financial institution in the name of the first girl beneficiary and Rs.18,350/** in the name of the second girl beneficiary of the same family. On attainment of 18 years of age, the first girl beneficiary of the family who fulfils the conditions of the scheme will get maturity amount of Rs.1,00,097/** and the second girl beneficiary will get Rs.1,00,052/-
The beneficiaries willing to continue higher education after passing SSLC and have attained 15 years of age are eligible to pledge the bond and avail loan up to a maximum of Rs. 50,000/** (Rupees fifty thousand only) from recognised banks.
The father/mother/guardian of the beneficiary belonging to landless rural family are eligible to avail benefits under the Janashree Insurance Scheme.
Scholarship and health insurance benefit has been discontinued.
Since 2006-07 till December 2012, an amount of Rs. 2510.00 crores has been incurred to cover 1593478 girl children under this scheme.
During 2012-13 an amount of Rs. 468.17 crores budget has been provided to issue bond under the scheme. An additional grants of Rs.250.00 crores has been provided and Rs.250 crores is released. A total of Rs.718.17 crores has been released to L.I.C. for issue of bonds. Action has been taken to issue 332520 bonds out of this amount of which 325992 bonds have already issued to the beneficiaries.
Contact :
Email :adcw.dwcd@gmail.com
Ph :9480501610
Email : ddcw.dwcd@gmail.com
Ph :22355984