LIC Cards : Apply For Credit Card Online

Name of the Organization : LIC Cards Services Ltd (liccards.co.in)
Type of Facility : Apply LIC Credit Card Online
Location : Delhi

Website : liccards.co.in/

LIC Credit Card :
LIC Credit Cards are all set to make your spending convenient and rewarding. With a range of 4 Cards loaded with benefits available to you, choose the one that suits your lifestyle and experience the difference.

LIC Gold Credit Card :
It is a card that captures the essence of a premium lifestyle and brings an unparalleled range of privileges.

Special Features :
Powerful Reward Programme :
Get exciting PlusPoints Rewards programme designed to reward spends as follows
2 Reward Points for Rs. 100 spent on LIC premium payments and international spends.
1 Reward Point for every Rs. 100 spent on all other categories

Insurance Cover :
Complimentary lost card liability insurance cover of up to Rs. Rs. 50,000

Eligibility :
Net income – Rs. 1.8 Lakh p.a. and above
Sourcing locations – 7 cities

LIC Titanium Credit Card :
It is a card that is packed with soaring travel benefits to make your journeys all the more rewarding along with a host of other benefits.

Special Features :
Powerful Reward Programme :
Get exciting PlusPoints Rewards programme designed to reward spends as follows
2 Reward Points for Rs. 100 spent on foreign currency and LIC premium payments
1 Reward Point for every Rs. 100 spent on all other categories

Insurance Cover :
Complimentary lost card liability insurance cover of uo to Rs. 50,000

Fuel Surcharge Waiver :
2.5% fuel surcharge waiver at all fuel pumps across India (for transactions between Rs. 400 and Rs. 4000)

Eligibility :
Net income – Rs. 3 Lakh p.a. and above
Sourcing surrogate – income surrogate – LIC premium payment (Rs.30,000 annual premium)
Sourcing locations – 28 cities

LIC Platinum Credit Card :
It is a credit card that offers a powerful reward programme, fuel surcharge refund and complimentary insurance cover.

Special Features :
Powerful Reward Programme :
Get exciting PlusPoints Rewards programme designed to reward spends as follows
2 Reward Points for Rs. 100 spent on LIC premium payments and international spends.
1 Reward Point for every Rs. 100 spent on all other categories

Insurance Cover :
Complimentary lost card liability insurance cover of up to Rs. 50,000

Fuel Surcharge Waiver :
2.5% fuel surcharge waiver at all fuel pumps across India (for transactions between Rs. 400 and Rs. 4000)

Eligibility :
Net income – Rs. 5 Lakh p.a. and above
Sourcing locations – 7 cities

LIC Signature Credit Card :
It is a card that captures the essence of a premium lifestyle and brings an unparalleled range of privileges.

Special Features :
Powerful Reward Programme :
Get exciting PlusPoints Rewards programme designed to reward spends as follows
2 Reward Points for Rs. 100 spent on foreign currency and LIC premium payments
1 Reward Point for every Rs. 100 spent on all other categories

Insurance Cover :
Complimentary lost card liability insurance cover of Rs. 3 Lakh
With effect from July 13, 2013, Purchase Protection Cover has been introduced on the Signature Credit Card

Fuel Surcharge Waiver :
2.5% fuel surcharge waiver at all fuel pumps across India (for transactions between Rs. 400 and Rs. 4000)

Airport Lounge Access :
Enjoy complimentary access to select airport lounges both within and outside India with your LIC Signature Credit Card

Eligibility :
Net income – Rs. 15 Lakh p.a. and above
Sourcing surrogate – under income surrogate only
Sourcing locations – 28 cities

Apply Now : liccards.co.in/applynow.aspx

EMI Facility :
No matter how big your next Credit Card purchase, go right ahead. Just contact us and convert your transaction of INR 2,500 or more into EMI.
Here’s how you benefit from HELLO-EMI

Pay in parts :
Now you don’t need to pay back the entire amount upfront when you make big Credit Card purchases. Just enjoy the convenience of paying back in easy EMI.

Reduced interest rate :
You enjoy a lower interest rate than the revolving interest rate you would normally pay on your Credit Card. Now convert your transaction into EMI at just Rs. 1.5% p.m. at monthly reducing balance.

HELLO-EMI options :
You have the option of converting your transaction of INR 2,500 or more into 3, 6, 12 or 24 months’ EMI.

Process of Conversion to EMI :
Make a purchase of a minimum of INR 2,500 on your LIC Credit Card
Convert your purchase to EMI through any of the following channels within 20 days of making the purchase through any of the following channels :
Call LIC Cards Customer Support at 1800 233 1100
EMIs are calculated at an interest rate of only 1.5% per month on monthly reducing balance
Choose between tenor options of 3, 6, 12 and 24 months
The EMIs will be charged to the Credit Card account, to make repayment convenient for you
A one-time Processing Fee of 1.5% or Rs. 150 whichever is higher will be charged to your Credit Card account on the date of conversion.

Payment Options :
On-line Options :
NEFT payments :
With the NEFT facility, you can pay your LIC Credit Card bills on-line through any Bank account. All you need to do is :

Login to the internet banking facility of your desired bank account and select its National Electronic Funds Transfer (NEFT) option.

Visa Money Transfer :
You can make payments towards your LIC Credit Card using Visa Money Transfer Facility. Visa Money Transfer allows you to make payment using any Visa Debit Card to make your Credit Card payment. Contact the Debit Card issuing Bank to know more about how you can use this service.

Online payment from Other Bank Account :
You can make payments from any Bank account towards the outstanding on your LIC Credit Card. The option allows you to select a Bank of your choice and initiate payment towards your LIC Credit Card.

Offline Options :
Cheque/Draft :
Choose the amount you would like to pay and simply draw the cheque/draft in the favour of ‘LIC Credit Card No (16 Digit credit card number)’. You can also drop cheques in any of the MINC Bill boxes. Visit www.liccards.co.in for MINC bill box location.

Please ensure that :
The cheque is dropped in at least 4 days before the payment due date
The cheque is drawn on a local Bank
The cheque is not post dated

Cash Payment :
Visit your Nearest Axis Bank Branch to make your LIC Credit Card Bill payment by Cash

For More Details, Click Here :liccards.co.in/ourcards.aspx

Contact Address :
LIC Cards Services Ltd
6th Floor, Jeevan Prakash,
25 K.G. Marg,
New Delhi-110001